Insurance Brokers & Brokerage

One Missed Exclusion Becomes an E&O Claim. Your Analysts Are Reading 200-Page Policies by Hand.

Every placement, every renewal, every RFP response starts the same way: a junior analyst opens three to five carrier policy PDFs and starts reading. It takes 14 to 27 hours per account. Comparison quality varies by producer. Coverage reductions hidden in renewal forms get missed. And the broker who responds fastest wins the account — while yours waits for the analyst to finish reading. Certivo reads carrier policies in 30 seconds, generates side-by-side comparisons in 3 minutes, and flags every coverage gap, exclusion, and sublimit difference automatically.

See It In Action

Talk to an Expert
30-minute call • See your own carrier policies extracted live • No commitment required

30 sec

CORA extracts a full commercial policy into structured data

3 min

Side-by-side comparison of 5 carrier policies generated

2 weeks

Average time from contract signature to first producer using the platform

SoundFamiliar?YouNeedtoActNow.

Client RFP due Friday

The RFP went out to five carriers on Monday. Three quotes came back by Wednesday. Your producer needs a client-ready Marketing Analysis by Friday — and the analyst is still on page 40 of the first policy. The other broker competing for this account has AI. Yours doesn't.

Your senior broker just retired

The 30-year senior broker who caught every "fungi, wet rot, dry rot" carve-back and every terrorism exclusion quirk just walked out the door. The institutional knowledge of what to look for in a Chubb manuscript vs. a Travelers ISO form went with her. The junior team is doing their best. Every bound policy now carries more E&O exposure than it did 18 months ago.

Renewal reduction caught two years too late

An E&O claim just landed. A client suffered a loss and the carrier denied coverage citing an exclusion that was added to the renewal policy in 2024 — an exclusion that the broker's renewal memo said was part of "no material changes." The carrier form was 14 pages longer than the prior year. Nobody read it closely. Industry severity data (Ames & Gough, Swiss Re) puts the average broker E&O settlement in the mid-six figures; high-severity losses routinely run into the low millions.

Productivity mandate from leadership

Your Chief Placement Officer needs to show measurable output-per-analyst gains this fiscal year. Headcount isn't growing. Premium volume is. The CFO is asking why analyst hours per placement haven't moved in three years. You don't want an 18-month internal build that never ships — you need a proven platform that deploys in weeks and shows ROI in the next quarterly review.

Why Certivo

NotAnotherPointSolution.APlatform.

Purpose-Built vs. GRC Add-On Modules

Your ServiceNow or Archer instance wasn't built for vendor evidence collection. Certivo achieves 95% combined response rates because we focus exclusively on getting compliance documentation from external parties — not managing internal controls. Integrates with your existing GRC so nothing gets duplicated.

Capability

• Vendor evidence collection from external parties
• SOC 2 scope validation
• Fourth-party visibility
• SIG/CAIQ compatibility
• Regulatory audit response
• Concentration risk monitoring
• Insurance vendor risk tiering
• Supplier risk scoring

FinancialServices&InsuranceVendorComplianceIsBroken

Certificate Chaos Across Systems

Vendor Due Diligence Takes 30+ Days

Fourth-Party Risk Is a Black Box

Interagency Guidance & State Exam Requirements

Certificate Chaos Across Systems

Before

SOC 2 reports in email attachments, insurance certificates in Archer, ISO 27001 certifications in ServiceNow. Nobody knows what's current. Cloud provider attestations are with IT, payment processor certificates are with treasury, core banking vendor documentation is in three different places.

V/S

After

Every vendor certificate in one place, integrated with your existing GRC. Expiry dates tracked automatically. 90-day alerts before anything lapses. Search by vendor, certification type, or expiration date.

Compliance Visibility

See Every Vendor. Every Certificate. Every Subcontractor.

No more digging through Archer, ServiceNow, and email archives. One dashboard shows vendor compliance status across your entire portfolio — with gaps, expiries, and concentration risks flagged before they become examination findings.

• Compliance status by vendor tier: cloud providers, core systems, payment processors, fintechs, insurtech partners
• 90-day advance expiry alerts with automated renewal outreach
• Concentration risk analysis showing critical function dependencies
• Fourth-party mapping from vendor to subcontractor to certificate
• Risk scoring highlights vendors with lapsing or missing certifications

Automated Document Validation

Never Manually Review a SOC 2 Report Again

CORA reads vendor SOC 2 reports like your best analyst — extracting scope, Trust Services Criteria coverage, subcontractor disclosures, and exceptions. Coverage gaps flagged automatically against your actual service consumption. Your team handles exceptions, not document review.

• CORA extracts SOC 2 scope and validates against services you actually use
• Automatic SIG questionnaire mapping to your risk framework
• Flags qualified opinions, scope gaps, or subcontractor risks automatically
• Certification body verification against IAF accredited registrar list
• Consistent data collection across every vendor, every cycle

Regulatory Documentation

Pass Examinations You'd Fail Without Complete Vendor Evidence

When OCC examiners, state insurance departments, or NYDFS request vendor oversight documentation, respond in hours — not weeks. Complete evidence packages ready to generate with one click.

• One-click generation of customer compliance packages
• CE technical files with all supporting supplier certificates
• Battery safety certifications with RoHS declarations
• Conflict minerals reports with validated smelter lists
• Digital product passport enablement supports emerging EU requirements

OneSOC2Report.ScopeValidated.SubcontractorsMapped.Instantly.

When a vendor submits a SOC 2 report, Certivo validates scope against your service requirements, extracts subcontractor disclosures, maps to your regulatory framework, checks against concentration thresholds, and flags gaps — all automatically. One upload. Complete compliance picture. No manual cross-referencing.

Features Tabs

BuiltforFinancialServices&InsuranceVendorCompliance

Automated Certificate Collection + Marketplace

Automated Document Validation

Fourth-Party & Concentration Risk

Expiry Management & Lifecycle

Regulatory Audit Response

Automated Certificate Collection + Marketplace

Stop chasing vendors for certificates. Access pre-verified data for 50,000+ vendors or let CORA handle outreach for the rest.

• Pre-verified Global Vendor Marketplace with SOC 2, ISO 27001, SIG responses
• Automated certificate request campaigns with multi-channel follow-ups
• Native SIG and CAIQ questionnaire support with auto-mapping
• Skip outreach entirely for vendors already in marketplace
• Consistent questionnaire formats ensure comparable data across vendors

Key Statistics

• 50,000+ Vendors in pre-verified marketplace
• 95% Combined response rate via marketplace + CORA outreach
• 2 weeks Average implementation time

FrequentlyAskedQuestions

1. How does Certivo achieve 95% vendor response rates?
   Three mechanisms: Our Global Vendor Marketplace contains pre-verified SOC 2 reports, ISO 27001 certificates, and SIG questionnaire responses for 50,000+ vendors — often 40%+ of your portfolio requires no outreach. Second, CORA uses multi-channel campaigns (email, vendor portals, phone follow-up) via centralized supplier self-service portals with smart sequencing. Third, vendors respond faster to standardized requests from a neutral platform than to individual customer emails.

2. How does Certivo differ from our existing ServiceNow/Archer GRC?
   GRC platforms excel at managing internal controls and risk registers. Certivo focuses exclusively on collecting compliance evidence from external parties—something GRC modules struggle with. We integrate with your GRC so vendor compliance data flows into your existing workflows.

3. Can Certivo generate DORA ICT registers in ESA-required formats?
   Yes. Certivo collects all DORA-required data fields from ICT vendors, validates responses against regulatory requirements, and generates register exports in XML/CSV formats specified by the European Supervisory Authorities.

4. How do you handle fourth-party/subcontractor risk?
   Certivo extracts this information from multiple sources and maps subcontractors to your critical vendors, tracking their certifications and flagging concentration risks.

5. What about insurance-specific requirements?
   Certivo supports NAIC Model Law requirements, state insurance department examination expectations, and EIOPA oversight with insurance-specific vendor categories and risk tiering.

Ready to Fix Financial Services Vendor Compliance?

See how Certivo can track vendor certificates, map fourth-party risks, automate due diligence—all in one platform with AI-native compliance automation.